Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

FHA loans don't require private mortgage insurance, but borrowers do have to get mortgage insurance premiums (MIP), which are slightly different: You'll pay 1.75% of the loan balance up front and then ...

Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

The streamlining is designed to further expedite a process which allows mortgage companies to get a case number for loans on single units even if the building they're in doesn't have one.

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The Federal Housing Administration fully automated the second-appraisal process for reverse mortgage lenders on Friday, a move it had promised would come by December 1st. In September, the agency ...

It's hard to buy a home with less-than-perfect credit: Most mortgage lenders require a FICO ® Score of at least 620 for a conventional mortgage. If you don't hit that threshold, the homebuying process ...

The Federal Housing Administration (FHA) is continuing to seek a new servicing contract for Home Equity Conversion Mortgages (HECMs) sponsored by the federal government, but the agency remains ...

Getting approved for a mortgage doesn’t mean you’re locked into the first lender you choose. Whether you discover a lower interest rate, more favorable loan terms or better customer service, switching ...