In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.
Homeowners insurance protects your property and belongings from fire, theft, natural disasters and other unexpected events.
According to a recent study by Quote.com, USAA and Geico offer the cheapest homeowners insurance policies, but each of the major national home insurance brands offers policies that are a good fit for ...
How much do Americans spend on home insurance? Bankrate investigates.