A relative offered me a $25,000 loan, but wants a lien on my house. Are they taking advantage of me?

"I receive Social Security benefits and own my home outright." (Photo subject is a model.) ...

A relative offered me a $25,000 home loan secured by a lien that must be repaid within a year. Is that fair?

"I receive Social Security benefits and own my home outright." (Photo subject is a model.) ...